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European American Investment Bank AG (Euram Bank) is a fully independent Austrian Private Bank and is 100% owned by its managing partners and three private investors. Euram Bank was established in Vienna in 1999.

We offer bespoke banking solutions for wealthy international and domestic private clients, family offices, private companies and financial institutions.

Our services comprise a full range of banking and investment banking expertise – from investment consulting and asset management, to structuring and operating family offices, foundations and trusts. We also create and execute sophisticated structured solutions for investment, divestment, diversification, refinancing and wealth transfer.

The management team and client advisors have decades of relevant expertise in international and Austrian banking and securities markets. We cooperate with selected international banks to achieve the best results for our clients.

We put our absolute independence and outstanding core competences at the service of the world’s most demanding clients, and we identify and provide access to the best investment products and services available.

Alternative Investments

Euram’s alternative investment team combines superior alternative investments with creative, innovative structures, granting wealthy private and institutional investors access to privately and publicly placed products in a tax efficient way.  Euram develops and structures demand driven products for private banks, asset managers and distribution networks in Austria, Germany and Switzerland.

Alternative investment products offered by Euram Bank stand out with positive long term performance uncorrelated to the developments of traditional markets. Product and manager selection is based on a mid term macro view of the investment environment combined with detailed manager due diligence.

The team is currently focusing on innovative Hedge Fund Products – Offshore Funds and tax efficient certificates, CLO/CDO wrappers, US and UK secondary life insurance funds and intellectual property funds (patent funds).

sourse: www.eurambank.com

By Sharon Silke Carty, USA TODAY

DETROIT — General Motors (GM) may be inching toward bankruptcy court, but the theory that GM could get through the process quickly faces increasing skepticism.

On Friday, Fritz Henderson said he came into his new position as GM’s CEO three weeks ago believing a bankruptcy filing was more probable than not.

“I feel the same way today,” he says. Henderson said GM is working on two scenarios: one that involves bankruptcy and one that doesn’t. The plan that does not includes looking at each GM brand to see if it’s needed. USA TODAY reported Thursday that dropping Pontiac and GMC was being looked at, along with Hummer, Saab and Saturn, which are already on the block.

GM has resisted filing for bankruptcy court protection, saying the process would be messy and long and would scare away customers. But some in the government have argued that GM could enter a “prepackaged” bankruptcy that could take a few weeks and result in a healthier company.

Not so, says Doug Bernstein, an attorney who heads Plunkett Cooney’s banking, bankruptcy and creditors’ rights practice. He looked at recent prepackaged bankruptcies and saw that none took less than six months.

That’s because bankruptcy law allows every interested party to be heard by a judge, which can take weeks, months or years. Auto supplier Delphi filed in October 2005. It is still in bankruptcy court, and more than 16,000 documents have been filed.

“The process of bankruptcy cannot be rushed,” Bernstein said.

GM has received $13.4 billion in federal loans, and President Obama said it must offer a more aggressive restructuring plan by June 1 to get more aid. Henderson says GM will be prepared to file for bankruptcy if it can’t reach its goals in other ways.

Talks with bondholders are going slowly. Henderson said the company is having talks but nothing he would classify as “intense negotiations.” GM is looking to cut two-thirds of its debt by swapping bonds for GM shares. Bondholders have resisted, saying GM’s plans won’t make it profitable any time soon.

Talks with the United Auto Workers are also going more slowly than expected because the UAW also is negotiating with Chrysler. The unions and bondholders are watching to see what the other will give up and to get a better idea of what the revamped GM would look like.

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